For some people used to arranging their car hire insurance at the same time that they pick up the vehicle, it might seem like an odd question.and the company will insist on proof that you are adequately covered with respect to such risks before you can drive the car away – but other elements of the package are optional and offered simply to increase your own, personal protectionIt is an agreement whereby the rental company (partially) waives its right to claim full compensation from the hirer for any loss or damage to the vehicle whilst in the latter’s possession.A further – often annoying – exclusion from the collision damage waiver offered by most car rental companies, is damage to the wheels or tyres, windows or glass and roof and underside of the vehicle. A car hire insurance package bought in advance from an independent insurance provider will frequently include cover for any damage to these vulnerable parts of the vehicle.Just how partially this liability is waived will depend on the less well advertised excess that rental companies generally attach to the collision damage waiver.
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